During your first 3 months in Canada
iMED is temporary private health insurance to cover new-to-UBC international students while you are waiting to be eligible for MSP, as MSP has a three-month waiting period. The provider is David Cummings Insurance Services (DCIS) in Vancouver.
If you are a one-term exchange or a Visiting International Research Student (VIRS), you will have iMED for the duration of your studies.
What iMED covers
- Doctor visits (for injuries or illnesses)
- Hospital visits
- Diagnostic, x-ray, and laboratory services
- Ambulance services
- Maternity coverage
- pre-existing conditions (special requirements apply)
Read the full details about what is covered and what is excluded in the iMED policy.
iMED coverage period
iMED covers your first three months in Canada. iMED coverage should start from the month you arrive in BC plus two months to cover the three-month BC MSP waiting period or cover the full duration of your program of studies if you are a one-term exchange student or a VIRS student.
Your coverage dates depend on when you start your program:
- Winter Term 1 (September to December): your coverage will start on August 1
- Winter Term 2 (January to April): your coverage will start on December 1
- Summer Term 1 (May to June): your coverage will start on April 1
- Summer Term 2 (July to August): your coverage will start on June 1
If you are a one-term exchange student or a VIRS student, you will have iMED for the full duration of your program of studies. Check your coverage dates.
If the start date on your iMED Card is not the calendar month of your arrival in Canada, follow the instructions to change your coverage dates.
iMED costs $225 for the first 3 months, or $315 if you are a one-term exchange student (effective September 1, 2020).
iMED costs will increase to $237 for the first 3 months, or $338 if you are a one-term exchange student (effective August 1, 2023).
The fees are charged to your Student Service Centre (SSC) account. Fees are subject to change.
Eligibility and enrolment
You are automatically enrolled in iMED as a new-to-UBC international student when you register for classes. Check the “Financial Summary” under Finances in your Student Services Centre (SSC) account to make sure you are charged for iMED coverage. If you are charged, you are enrolled for your program’s coverage dates. If you think you should be covered for iMED but do not see the fees on your account, contact the .
If you are a returning UBC student, you are not eligible for iMED and can purchase other private insurance, such as the Global Campus Health Plan.
Your iMED card will be automatically emailed to you by David Cummings Insurance Services (DCIS) after you register for your first course. Check your inbox and junk-mail folders. During your coverage dates, print your iMED card and keep it with you in case you need medical attention, along with your student ID and copy of your study permit. Consider saving a digital copy on your phone as well.
If you don’t receive your iMED card, please email DCIS at firstname.lastname@example.org. In your email, write “Missing iMED card” as the subject line, and in the message you must include your name, student number, and date of arrival in BC.
If you have family members, you are responsible for adding them to iMED.
If you already have MSP or another Canadian provincial or territorial health plan, or your studies are being funded by a third-party organization, you may be eligible to opt-out of iMED.
More about iMED
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