BC MSP program
The British Columbia (BC) Medical Services Plan (MSP) is the BC-government run public health insurance plan.
BC MSP covers doctor visits, hospital visits, and medically required services. See the list of medical services that MSP covers.
You are required to enroll in MSP if you will be in BC for more than 6 months.
Coverage period
There is a 3-month waiting period to be eligible for MSP, starting with the balance of your month of arrival, plus two months.
As long as you apply as soon as you arrive in BC, you will be covered from your fourth month in BC until the expiry of your study permit, unless you leave BC for an extended period.
When you get a new study or work permit, you must extend your MSP to maintain coverage. If you applied for a new study or work permit but you haven’t received it yet, ensure you have coverage while on implied status.
Approximate costs
Effective January 1, 2020, all international students with study permits must pay $75 health-care coverage fee per month.
If your family is with you in Canada, they will only be assessed the health-care coverage fee if they also hold study permits. If they hold work permits or are here as visitors, they will not be assessed the fee.
These fees are subject to change. Check the MSP website for the most up-to-date information.
Eligibility and how to enroll
You must apply for MSP for yourself and any family members who come with you as soon as you arrive in BC.Processing your MSP application could take several months. Once processed, you will receive your BC Services Card (formerly known as “BC CareCard”) by mail and receive an invoice each month which you must pay monthly.
If you will be in BC for six months or less, you are not eligible to apply.
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